1. Introduction

These Terms & Conditions govern your use of ManageNovaX, an e-learning website operated by [Company Name]. ManageNovaX sells digital study materials that you buy once and work through on your own.

By using this website, creating an account or buying credits, you accept these terms. If you do not accept them, please do not use the website.

Company Information

Website	ManageNovaX
Company Name	[Company Name]
Doing Business As
Email Address	[Company Email]
Phone Number	[Company Phone]
Company Address	[Company Address]

2. What We Offer

ManageNovaX provides e-learning materials for self-paced study. There is nothing to attend, no timetable to keep up with and no live teaching.

• E-learning materials grouped into categories, each covering a subject area
• Several skill levels for each material, so you can start at the point that matches what you already know
• Study material that you read and work through in your own time

The categories, materials, levels and prices shown on the website are the ones currently available, and they may change over time.

3. Eligibility and Accounts

You need an account to buy credits and to unlock e-learning materials. By registering, you agree that:

• You will give accurate and up-to-date information
• You are responsible for keeping your login details secure
• Your account is personal and must not be shared, transferred or sold
• You will tell us as soon as possible if you believe someone else has used your account

We cannot be held responsible for loss or damage caused by a failure to keep your account details secure.

4. E-Learning Materials and Pricing

• The details of each material and level, and the number of credits needed, are shown on the website before you buy
• Prices and material information may be updated from time to time
• The price shown at checkout is the price that applies to that order
• A credit balance you already hold is not affected by a later change in prices

5. Purchases and Payment

Purchases are completed through the checkout on this website.

• Payment is handled using the payment methods offered at checkout
• Card payments are processed by a third-party payment provider
• An order is confirmed only after payment has been completed successfully
• If a payment fails, no credits are added to your account

6. Credits

Money buys credits, and credits unlock a level of an e-learning material. The credit packages and rates that currently apply are shown on the credits page.

• Credits are bought at checkout and added to your account once payment is confirmed
• Each level of an e-learning material shows the number of credits needed to unlock it
• Your current balance is shown in your account
• Credits can be used only on this website and have no cash value outside it
• Credits cannot be transferred to another account or exchanged for cash
• Credits have a validity period of 90 days from the date of purchase

7. Billing Description

When you purchase credits from our website, your billing description will be shown as

8. Access to Your E-Learning Materials

Once credits have been spent on a level, the download link and the access details are sent to the email address you gave at checkout, and the material is also available through your account.

• Access information is typically made available within 24 hours of confirmed payment
• Delivery may occasionally be delayed, so please allow up to 48 to 72 hours
• If you have not received, or cannot access, your purchased materials after 72 hours, please contact us at [Company Email]

The Delivery & Access Policy sets this out in full, and nothing in this section overrides it. E-learning materials are for self-paced reading. There is nothing to attend and no live teaching.

9. Intellectual Property

The e-learning materials, text, images, branding and everything else published on this website belong to [Company Name] or to their rightful owners.

• Unlocking a level gives you a personal, non-exclusive and non-transferable right to use that material for your own learning
• You may download a material that is made available for download and keep the file for your own use
• No other right is granted, and ownership of the material does not pass to you

10. Acceptable Use

When using this website and the materials you unlock, you agree to:

• Use the website and the materials lawfully and respectfully
• Use the materials for your own personal learning only
• Follow any instructions supplied with a material

11. Prohibited Activities

You must not:

• Share, resell, republish or otherwise redistribute the e-learning materials
• Share your account access with anyone else
• Try to bypass payment, credit or access controls
• Interfere with the security or the operation of the website
• Make fraudulent purchases or raise fraudulent chargebacks

Breaking these rules may lead to your account being suspended or closed, and to the loss of any remaining credits.

12. Refunds

Refund requests are handled under the Refund Policy, which explains when a refund may be considered, which situations are not refundable, and how to ask for one. Please read that policy before contacting us about a refund.

13. Changes to the Website and These Terms

• Features, content, materials, levels and credit prices may be added, changed or withdrawn
• These terms may be updated from time to time
• The version published on this page is always the one that applies

14. Disclaimer

The e-learning materials are provided for educational purposes. They are supplied as they are, without any guarantee of a particular personal, professional, academic or financial result. What you gain from a material depends on how you use it.

15. Limitation of Liability

To the fullest extent permitted by law, [Company Name] is not liable for indirect or consequential loss arising from the use of this website or the materials bought through it. Nothing in these terms limits any liability that cannot be limited by law.

16. Suspension and Termination

• An account that breaks these terms may be suspended or closed
• Where an account is closed for a breach of these terms, any remaining credits may be forfeited
• You may ask us to close your account at any time by contacting us

17. Governing Law

These terms are governed by the laws that apply where [Company Name] is established, without affecting any rights you have as a consumer under the law of the country in which you live.

18. Contact

If you have a question about these terms, please get in touch. Our full details are set out in the Company Information table at the top of this page.

• Email: [Company Email]
• Phone: [Company Phone]
• Address: [Company Address]